|
Frage |
Antworten |
|
Lernen beginnen
|
|
account statement, - a printed or electronic record showing what money has been spend or received
|
|
|
|
Lernen beginnen
|
|
acquisition- the act of buying something such as a company, building or a piece of a land
|
|
|
|
Lernen beginnen
|
|
apply for an overdraft- apply for an arrangement to withdraw more money form your bank account than you have placed in it
|
|
|
|
Lernen beginnen
|
|
cash machine, cash dispenser, ATM, cash point - a machine from which you can take money out of your bank account using a special card
|
|
|
lokować pieniądze w banku Lernen beginnen
|
|
deposit money in the bank/ bank deposit- an amount of money that is put into a bank account
|
|
|
|
Lernen beginnen
|
|
bank transfer- sending money from one bank account to the another
|
|
|
|
Lernen beginnen
|
|
a banknote/ bill- a piece of printed paper that has a particular value as money
|
|
|
|
Lernen beginnen
|
|
base rate/ prime rate- the Americans commercial bank's interest rate for lending money to big, secure companies
|
|
|
|
Lernen beginnen
|
|
a bubble- a temporary period when a lot of people invest in a stock, property or products that they became much more expensive than its real value
|
|
|
|
Lernen beginnen
|
|
cash flows- the amount of money moving into and out of a business
|
|
|
|
Lernen beginnen
|
|
cash withdrawal/ withdraw cash- the act of taking money out of a bank account
|
|
|
sprawdzać saldo/stan konta Lernen beginnen
|
|
check the balance- checking the amout of money you have in your bank account
|
|
|
|
Lernen beginnen
|
|
collateral- something that acts as a security or guarantee for a debt
|
|
|
kryzys bankowy z powodu wstrzymania pożyczek Lernen beginnen
|
|
credit crunch- banking crisis due to withhold loans
|
|
|
ocena zdolnosci kredytowej Lernen beginnen
|
|
credit rating/ credit standing- estimates of people's ability to fulfill their financial commitments
|
|
|
|
Lernen beginnen
|
|
creditability- the quality of being creditable- being able to fulfill commitments
|
|
|
|
Lernen beginnen
|
|
creditworthiness / credit capacity- safe to lend money to
|
|
|
|
Lernen beginnen
|
|
currency- the money that is used in a particular country
|
|
|
|
Lernen beginnen
|
|
a current/checking account- bank account from which you can tak money at any time and it usually earn little or no interest, easy access to money at any time
|
|
|
|
Lernen beginnen
|
|
default on payment- failure to rapay a loan
|
|
|
|
Lernen beginnen
|
|
depositor- person who deposit or place money in the bank
|
|
|
|
Lernen beginnen
|
|
discount rate- the cantral bank's minimum interest rate for lending money to other banks
|
|
|
|
Lernen beginnen
|
|
discount rate- the cantral bank's minimum interest rate for lending money to other banks
|
|
|
|
Lernen beginnen
|
|
divestiture- the act of selling an asset, business or part of a business
|
|
|
|
Lernen beginnen
|
|
down payment- a payment of part of the total costs of sth that you want to buy, the rest of the costs is paid later
|
|
|
|
Lernen beginnen
|
|
fee- an amout of money paid for a particular piece of a service or work
|
|
|
|
Lernen beginnen
|
|
commission- a payment directly related to the amount of selling products or bank commission
|
|
|
|
Lernen beginnen
|
|
fixed interest rate- an interest rate that is not changing
|
|
|
|
Lernen beginnen
|
|
floating/ variable interest rate- a borrowing rate that is not fixed
|
|
|
|
Lernen beginnen
|
|
foreign exchange- the financial market in which currencies are bought and sold
|
|
|
|
Lernen beginnen
|
|
growth- an increase in the ability of an economy or business to produce goods or services
|
|
|
|
Lernen beginnen
|
|
inflation rate- the rate of which prices increase over time, cousing the value of money to fall
|
|
|
|
Lernen beginnen
|
|
insolvent- not having enought money to pay debts, buy goods
|
|
|
|
Lernen beginnen
|
|
interest- you can earn it when you leave your money in the bank, or it is a price for borrowing money paid to the bank
|
|
|
|
Lernen beginnen
|
|
interest rate- the costs of borrowig money expressed as a percentage of a loan
|
|
|
|
Lernen beginnen
|
|
intermediary- person or an organization that makes business or financial arrangement between conpanies that do not deal with each other directly
|
|
|
bank kupiecki/ ineestycyjny Lernen beginnen
|
|
investment/ merchant bank- bank who help companies to buy and sell financial products and helps companies to buy or merge with other companies
|
|
|
pozyczkodawca ostatniej instancji Lernen beginnen
|
|
lender of last resort- a central bank or organization that lends money to banks or countries in difficult financial situation when they cannot borrow from anywhere else
|
|
|
|
Lernen beginnen
|
|
liabilities- an amount of money that organization owes
|
|
|
|
Lernen beginnen
|
|
life insurance- a system in which you make regular payments to an insurance company in exchange for a fixed amound of money which will be paid to someone you have named when you die
|
|
|
|
Lernen beginnen
|
|
mortgage- a long-term loan to buy somewhere to live
|
|
|
|
Lernen beginnen
|
|
principal of the loan- the amout due on any debt, before interest
|
|
|
|
Lernen beginnen
|
|
a property/ real estate- land or building that someone owns
|
|
|
|
Lernen beginnen
|
|
reserve requirement- the amount of funds that bank holds in reserve to ensure that it is able to meet liabilities in case of sudden withdrawals
|
|
|
|
Lernen beginnen
|
|
retail banking- refers to the consumer oriented services offered by commercial banks
|
|
|
|
Lernen beginnen
|
|
commercial bank- provides financial services to the general public and companies
|
|
|
|
Lernen beginnen
|
|
a saving account- bank account which earns interest on the money kept in it
|
|
|
zlecić / odwołać zlecenie stałe Lernen beginnen
|
|
set up / cancel a standing order- an instruction to the bank to pay varying sums of money to another account
|
|
|
zlecić / odwołać polecenie zapłaty Lernen beginnen
|
|
set up / cancel direct debit- an instruction to the bank to pay regular, fixed sums of money to another account
|
|
|
|
Lernen beginnen
|
|
settlement day- the day on which payment must be made
|
|
|
|
Lernen beginnen
|
|
solvent / solvency- ability to pay all the money that is owed
|
|
|
|
Lernen beginnen
|
|
grant/make a loan- lending an amount of money that has to be paid back with interest
|
|
|
|
Lernen beginnen
|
|
|
|
|
|
Lernen beginnen
|
|
write-off - cancel a bad debt or a worthless asset forn an account
|
|
|
|
Lernen beginnen
|
|
bank loan- an amount of money borrowed from a bank for a certain lenght of time, usually for a specifit purpose
|
|
|
|
Lernen beginnen
|
|
pension plan- an arrangement for saving money to give you income when you stop working
|
|
|
